Sales Report: Supplement No. 15 dated May 08, 2023 to Prospectus dated Jan 24, 2023File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated Jan 24, 2023 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 24, 2023 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Jan 24, 2023, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 13057109
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 8.35% | Borrower rate/APR: | 9.35% / 12.90% | Monthly payment: | $399.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2002 | Debt/Income ratio: | 26% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 17y 6m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,039 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13057043
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 24.52% | Monthly payment: | $138.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2005 | Debt/Income ratio: | 34% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 17 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,716 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 17 | Bankcard utilization: | 5% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071158
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $274.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-1994 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $69,757 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13070690
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 30.31% | Borrower rate/APR: | 31.31% / 34.08% | Monthly payment: | $315.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2011 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,544 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 97% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13069937
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $486.44 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2011 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 21y 2m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,624 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 92% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 16.20% | Borrower rate/APR: | 17.20% / 19.60% | Monthly payment: | $374.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-1998 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 7y 7m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,602 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 88% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13067108
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 24.93% | Borrower rate/APR: | 25.93% / 28.56% | Monthly payment: | $493.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2003 | Debt/Income ratio: | 35% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 25y 10m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,258 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 70% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13066796
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 12.75% | Borrower rate/APR: | 13.75% / 16.08% | Monthly payment: | $358.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2001 | Debt/Income ratio: | 10% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,264 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13069583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 24.34% | Borrower rate/APR: | 25.34% / 27.96% | Monthly payment: | $472.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2004 | Debt/Income ratio: | 56% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,223 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 70% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068188
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.43% | Borrower rate/APR: | 12.43% / 15.22% | Monthly payment: | $265.45 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2002 | Debt/Income ratio: | 12% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 15y 10m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,826 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13067228
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 19.30% | Borrower rate/APR: | 20.30% / 22.78% | Monthly payment: | $253.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 38% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $609 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13059353
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.19% | Borrower rate/APR: | 25.19% / 29.10% | Monthly payment: | $577.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-2016 | Debt/Income ratio: | 39% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 14 / 14 | Length of status: | 28y 9m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,039 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 14% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13069148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 14.98% | Monthly payment: | $396.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Oct-2015 | Debt/Income ratio: | 21% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $355 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13069121
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 13.75% | Borrower rate/APR: | 14.75% / 17.59% | Monthly payment: | $96.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2017 | Debt/Income ratio: | 7% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,691 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068878
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 17.85% | Monthly payment: | $292.22 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 24 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,692 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13070429
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $170.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2016 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,113 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13066544
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 17.86% | Monthly payment: | $384.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2016 | Debt/Income ratio: | 46% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,999 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13066541
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 14.70% | Borrower rate/APR: | 15.70% / 18.07% | Monthly payment: | $289.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-2007 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 10y 3m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,159 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13070924
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 8.66% | Borrower rate/APR: | 9.66% / 13.22% | Monthly payment: | $417.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2002 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,376 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13070318
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 29.50% | Borrower rate/APR: | 30.50% / 34.54% | Monthly payment: | $106.81 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2007 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 19y 7m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,902 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 90% | | |
| | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13069103
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 27.57% | Monthly payment: | $273.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2021 | Debt/Income ratio: | 21% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,461 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068764
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 20.06% | Borrower rate/APR: | 21.06% / 24.87% | Monthly payment: | $188.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | May-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 18y 9m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,878 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 15.20% | Borrower rate/APR: | 16.20% / 19.08% | Monthly payment: | $483.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2011 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13068032
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 20.86% | Borrower rate/APR: | 21.86% / 24.87% | Monthly payment: | $330.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2006 | Debt/Income ratio: | 38% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 24 / 24 | Length of status: | 12y 9m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Clerical |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,402 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 28% | | |
| | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13070330
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | Apr-25-2023 |
|
Investor yield: | 17.40% | Borrower rate/APR: | 18.40% / 22.15% | Monthly payment: | $145.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2013 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,126 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 66% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 31.90% | Borrower rate/APR: | 32.90% / 35.72% | Monthly payment: | $546.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2018 | Debt/Income ratio: | 34% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,679 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 70% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $826.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | May-2015 | Debt/Income ratio: | 47% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 5m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,748 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072172
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 12.45% | Borrower rate/APR: | 13.45% / 17.09% | Monthly payment: | $237.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2020 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,162 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 77% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072304
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $255.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2011 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 9m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,817 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072358
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 28.40% | Borrower rate/APR: | 29.40% / 33.41% | Monthly payment: | $421.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2017 | Debt/Income ratio: | 26% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,003 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072325
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 9.53% | Borrower rate/APR: | 10.53% / 14.10% | Monthly payment: | $195.10 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2010 | Debt/Income ratio: | 1% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 0m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072298
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 26.96% | Borrower rate/APR: | 27.96% / 31.93% | Monthly payment: | $248.05 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2004 | Debt/Income ratio: | 39% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 8 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,467 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072070
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 19.10% | Borrower rate/APR: | 20.10% / 23.89% | Monthly payment: | $521.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2017 | Debt/Income ratio: | 20% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,827 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072049
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.25% | Borrower rate/APR: | 17.25% / 20.97% | Monthly payment: | $715.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2020 | Debt/Income ratio: | 29% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 10y 9m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $202 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071725
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 22.00% | Borrower rate/APR: | 23.00% / 26.85% | Monthly payment: | $329.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Sep-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,533 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071668
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 12.60% | Borrower rate/APR: | 13.60% / 17.24% | Monthly payment: | $339.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2010 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,956 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | | |
| | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071608
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 18.77% | Monthly payment: | $156.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2019 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,424 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071551
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.90% | Borrower rate/APR: | 14.90% / 18.57% | Monthly payment: | $415.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2009 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,083 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 74% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071539
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $418.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2009 | Debt/Income ratio: | 48% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,841 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 90% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071317
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 21.74% | Monthly payment: | $180.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2003 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,415 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071290
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $584.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2017 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,597 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071284
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $184.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2013 | Debt/Income ratio: | 13% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,724 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071182
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 20.45% | Borrower rate/APR: | 21.45% / 25.27% | Monthly payment: | $379.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2013 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 13y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,055 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 59% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071497
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 24.30% | Borrower rate/APR: | 25.30% / 29.21% | Monthly payment: | $119.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2001 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,980 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071491
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 20.30% | Borrower rate/APR: | 21.30% / 25.11% | Monthly payment: | $189.15 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jun-2019 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,815 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072259
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 26.60% | Borrower rate/APR: | 27.60% / 31.56% | Monthly payment: | $144.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jul-2010 | Debt/Income ratio: | 28% |
TU FICO range: | 600-619 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,328 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072061
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 23.75% | Borrower rate/APR: | 24.75% / 27.34% | Monthly payment: | $350.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2014 | Debt/Income ratio: | 35% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $454 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071611
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.41% | Borrower rate/APR: | 13.41% / 17.05% | Monthly payment: | $440.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2011 | Debt/Income ratio: | 42% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 15y 2m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,977 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071350
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.23% | Borrower rate/APR: | 11.23% / 13.99% | Monthly payment: | $285.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1986 | Debt/Income ratio: | 21% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,038 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 9% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13071218
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 26.46% | Borrower rate/APR: | 27.46% / 31.42% | Monthly payment: | $759.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 33% |
TU FICO range: | 680-699 (Mar-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 16y 4m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $15,766 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073846
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $132.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2019 | Debt/Income ratio: | 7% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,469 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $248.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2007 | Debt/Income ratio: | 34% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,901 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073873
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 7.10% | Borrower rate/APR: | 8.10% / 12.18% | Monthly payment: | $407.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2009 | Debt/Income ratio: | 10% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $164 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073633
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 12.11% | Borrower rate/APR: | 13.11% / 17.28% | Monthly payment: | $951.87 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2012 | Debt/Income ratio: | 24% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 32y 8m |
Amount delinquent: | $0 | Total credit lines: | 68 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,008 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073600
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 16.02% | Monthly payment: | $668.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1994 | Debt/Income ratio: | 27% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 18y 9m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Attorney |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $187,215 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073399
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.59% | Borrower rate/APR: | 10.59% / 14.16% | Monthly payment: | $260.36 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2019 | Debt/Income ratio: | 9% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Teacher |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,417 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $6,583 | Combined debt/income ratio3: | 7% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072850
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 15.88% | Monthly payment: | $250.06 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2003 | Debt/Income ratio: | 52% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 37y 9m |
Amount delinquent: | $0 | Total credit lines: | 62 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,482 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072766
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.78% | Borrower rate/APR: | 12.78% / 15.08% | Monthly payment: | $158.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2012 | Debt/Income ratio: | 46% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,401 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074041
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 28.96% | Monthly payment: | $99.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2011 | Debt/Income ratio: | 39% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 14y 8m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,540 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073990
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,200.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 19.41% | Borrower rate/APR: | 20.41% / 24.71% | Monthly payment: | $112.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2000 | Debt/Income ratio: | 22% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Retail Management |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,518 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073798
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,760.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $267.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-1999 | Debt/Income ratio: | 14% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,955 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 4% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 26.16% | Borrower rate/APR: | 27.16% / 31.12% | Monthly payment: | $327.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2017 | Debt/Income ratio: | 35% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,897 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073714
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 21.90% | Borrower rate/APR: | 22.90% / 26.75% | Monthly payment: | $270.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2006 | Debt/Income ratio: | 49% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 11 | Length of status: | 24y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,009 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073690
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.36% | Borrower rate/APR: | 19.36% / 21.82% | Monthly payment: | $313.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2009 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 17y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,975 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 85% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073369
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 20.90% | Borrower rate/APR: | 21.90% / 25.73% | Monthly payment: | $343.25 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2021 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,108 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072871
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 12.91% | Borrower rate/APR: | 13.91% / 17.56% | Monthly payment: | $290.14 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2021 | Debt/Income ratio: | 9% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $293 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072493
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 23.70% | Borrower rate/APR: | 24.70% / 28.60% | Monthly payment: | $158.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2008 | Debt/Income ratio: | 15% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 9 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 9m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Sales - Retail |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,798 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072976
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 29.99% | Monthly payment: | $120.97 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jul-2017 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 18y 5m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,477 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073480
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 9.51% | Borrower rate/APR: | 10.51% / 14.08% | Monthly payment: | $325.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2005 | Debt/Income ratio: | 46% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 16y 10m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,608 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073393
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 6.99% | Monthly payment: | $664.81 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2003 | Debt/Income ratio: | 3% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 8y 4m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,354 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072634
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.15% | Borrower rate/APR: | 11.15% / 14.74% | Monthly payment: | $393.72 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-2006 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $61,059 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13072460
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $429.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 14y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,278 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073288
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 7.30% | Borrower rate/APR: | 8.30% / 11.83% | Monthly payment: | $472.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2001 | Debt/Income ratio: | 16% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 12y 0m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073264
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.00% | Borrower rate/APR: | 13.00% / 17.17% | Monthly payment: | $427.88 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2009 | Debt/Income ratio: | 45% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,997 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 34% | | |
| | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13073087
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.11% | Borrower rate/APR: | 12.11% / 16.26% | Monthly payment: | $565.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-2007 | Debt/Income ratio: | 36% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 26y 7m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,644 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 84% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075067
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $389.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-2013 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 16y 5m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,955 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074881
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 6.30% | Borrower rate/APR: | 7.30% / 10.81% | Monthly payment: | $170.58 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2003 | Debt/Income ratio: | 19% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,757 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 4% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074863
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.43% | Borrower rate/APR: | 11.43% / 13.70% | Monthly payment: | $142.72 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2011 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,768 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074803
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $147.43 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jun-2011 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 8y 0m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,345 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074560
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $187.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2019 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,201 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | Has Mortgage: | No | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074110
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 15.61% | Borrower rate/APR: | 16.61% / 20.32% | Monthly payment: | $301.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2003 | Debt/Income ratio: | 38% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 10y 3m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,436 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074809
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $200.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Oct-2015 | Debt/Income ratio: | 45% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,939 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074788
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.11% | Borrower rate/APR: | 10.11% / 13.68% | Monthly payment: | $403.99 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-1997 | Debt/Income ratio: | 48% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 20 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,642 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074290
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.51% | Borrower rate/APR: | 10.51% / 14.08% | Monthly payment: | $146.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2001 | Debt/Income ratio: | 21% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 20y 0m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,572 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074077
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.76% | Borrower rate/APR: | 13.76% / 17.40% | Monthly payment: | $306.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-1999 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $58,374 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 53% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075136
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.21% | Borrower rate/APR: | 14.21% / 17.86% | Monthly payment: | $514.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-2000 | Debt/Income ratio: | 37% |
TU FICO range: | 740-759 (Mar-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,191 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074800
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.91% | Borrower rate/APR: | 12.91% / 16.54% | Monthly payment: | $336.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-1998 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,475 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 44% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074635
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.30% | Borrower rate/APR: | 11.30% / 14.89% | Monthly payment: | $295.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2009 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,661 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | | |
| | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074584
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $149.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2005 | Debt/Income ratio: | 36% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,565 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074530
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 9.27% | Borrower rate/APR: | 10.27% / 13.84% | Monthly payment: | $145.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2009 | Debt/Income ratio: | 27% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,455 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 47% | | |
| | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $385.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2005 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,530 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074356
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $115.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2004 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 34 / 34 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,254 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074347
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.00% | Borrower rate/APR: | 10.00% / 13.56% | Monthly payment: | $387.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-1997 | Debt/Income ratio: | 31% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,771 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074317
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.53% | Borrower rate/APR: | 14.53% / 18.19% | Monthly payment: | $568.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-1996 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 20y 7m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Attorney |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $111,714 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Montana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074884
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.57% | Borrower rate/APR: | 14.58% / 18.77% | Monthly payment: | $289.71 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2007 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 7y 6m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074257
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 12.41% | Borrower rate/APR: | 13.41% / 17.58% | Monthly payment: | $286.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2007 | Debt/Income ratio: | 4% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 9y 11m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,694 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 15 | Bankcard utilization: | 8% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074251
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.20% | Borrower rate/APR: | 11.20% / 15.34% | Monthly payment: | $233.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-2002 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 21 / 21 | Length of status: | 39y 4m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Sales - Retail |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,855 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 9% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074230
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.76% | Borrower rate/APR: | 13.76% / 17.40% | Monthly payment: | $238.43 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Dec-2005 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 32 / 32 | Length of status: | 32y 0m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $64,117 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074158
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 17.40% | Borrower rate/APR: | 18.40% / 22.15% | Monthly payment: | $418.06 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2005 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,507 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13074107
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $366.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2016 | Debt/Income ratio: | 9% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,572 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 54% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075310
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.92% | Borrower rate/APR: | 11.92% / 15.53% | Monthly payment: | $381.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-2007 | Debt/Income ratio: | 11% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,854 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075247
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $373.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-2015 | Debt/Income ratio: | 25% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Tradesman - Plumber |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,271 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075556
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 17.15% | Borrower rate/APR: | 18.15% / 20.58% | Monthly payment: | $267.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2012 | Debt/Income ratio: | 17% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 15y 1m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $31,127 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075532
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.13% | Borrower rate/APR: | 12.13% / 14.42% | Monthly payment: | $200.80 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2010 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,641 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075379
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 15.17% | Borrower rate/APR: | 16.17% / 19.87% | Monthly payment: | $528.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2005 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,970 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075367
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.66% | Borrower rate/APR: | 10.66% / 14.24% | Monthly payment: | $488.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2015 | Debt/Income ratio: | 24% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 0m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,316 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 55% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075346
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.25% | Borrower rate/APR: | 15.25% / 17.61% | Monthly payment: | $310.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2013 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,804 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.66% | Borrower rate/APR: | 10.66% / 14.24% | Monthly payment: | $488.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2004 | Debt/Income ratio: | 36% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,625 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075271
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 16.56% | Monthly payment: | $140.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jul-2007 | Debt/Income ratio: | 6% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 17y 7m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,188 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 23% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075253
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 17.85% | Monthly payment: | $278.31 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075223
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 18.36% | Monthly payment: | $690.37 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2010 | Debt/Income ratio: | 26% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 20y 3m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Construction |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,347 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 53% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075193
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 22.45% | Borrower rate/APR: | 23.45% / 26.02% | Monthly payment: | $483.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2016 | Debt/Income ratio: | 44% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 19y 8m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,072 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075160
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 22.35% | Monthly payment: | $361.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jan-2004 | Debt/Income ratio: | 50% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 15 / 15 | Length of status: | 22y 9m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Retail Management |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,503 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 6% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075553
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 21.36% | Borrower rate/APR: | 22.36% / 24.90% | Monthly payment: | $153.04 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2018 | Debt/Income ratio: | 8% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,956 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 29% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075472
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 31.67% | Monthly payment: | $103.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2007 | Debt/Income ratio: | 31% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,600 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075415
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 15.78% | Borrower rate/APR: | 16.78% / 19.17% | Monthly payment: | $49.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,565 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075370
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 24.20% | Borrower rate/APR: | 25.20% / 29.11% | Monthly payment: | $239.19 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2016 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,615 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 29% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075298
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $366.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-1990 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 30y 10m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,970 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 92% | | |
| | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075289
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.08% | Borrower rate/APR: | 11.08% / 13.84% | Monthly payment: | $194.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2002 | Debt/Income ratio: | 17% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 21y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,296 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075286
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.85% | Borrower rate/APR: | 13.85% / 16.18% | Monthly payment: | $208.72 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2012 | Debt/Income ratio: | 25% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,950 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075313
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 14.98% | Monthly payment: | $198.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2015 | Debt/Income ratio: | 15% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,073 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075265
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $183.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2016 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 8y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,617 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 79% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075232
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.52% | Borrower rate/APR: | 12.52% / 16.14% | Monthly payment: | $669.25 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2012 | Debt/Income ratio: | 29% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,524 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075217
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $28,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 16.48% | Monthly payment: | $941.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2003 | Debt/Income ratio: | 54% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 20y 8m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $59,514 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075172
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 6.99% | Monthly payment: | $443.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,126 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076096
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 7.00% | Borrower rate/APR: | 8.00% / 12.08% | Monthly payment: | $158.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 8y 8m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,510 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076024
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 19.18% | Borrower rate/APR: | 20.18% / 22.66% | Monthly payment: | $398.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2015 | Debt/Income ratio: | 10% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,750 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075697
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 16.28% | Monthly payment: | $371.88 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Feb-2009 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,655 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075946
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 15.87% | Monthly payment: | $250.04 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2011 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 4y 7m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,444 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075781
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $330.71 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,899 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075988
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.61% | Borrower rate/APR: | 10.61% / 14.74% | Monthly payment: | $92.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-1988 | Debt/Income ratio: | 6% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,718 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076036
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.06% | Borrower rate/APR: | 12.06% / 16.21% | Monthly payment: | $188.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2007 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 8m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $101,222 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076012
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.57% | Borrower rate/APR: | 27.57% / 31.53% | Monthly payment: | $164.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2006 | Debt/Income ratio: | 38% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 15y 8m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,241 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075991
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,001.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 28.96% | Monthly payment: | $119.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2019 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,131 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075895
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 29.01% | Borrower rate/APR: | 30.01% / 34.04% | Monthly payment: | $212.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1998 | Debt/Income ratio: | 28% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 6y 4m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,557 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075829
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 27.06% | Borrower rate/APR: | 28.06% / 32.04% | Monthly payment: | $413.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 5y 8m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,563 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075784
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 27.12% | Borrower rate/APR: | 28.12% / 31.28% | Monthly payment: | $349.19 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-1985 | Debt/Income ratio: | 50% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 17y 5m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $140,838 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076027
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.70% | Borrower rate/APR: | 19.70% / 22.16% | Monthly payment: | $276.44 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2014 | Debt/Income ratio: | 28% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 7m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,624 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075970
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.00% | Borrower rate/APR: | 31.00% / 35.05% | Monthly payment: | $365.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2001 | Debt/Income ratio: | 22% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 16y 2m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,873 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 76% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075967
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $216.39 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2007 | Debt/Income ratio: | 47% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $71,183 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075898
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.30% | Borrower rate/APR: | 19.30% / 21.76% | Monthly payment: | $169.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2017 | Debt/Income ratio: | 32% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,776 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075790
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 25.86% | Borrower rate/APR: | 26.86% / 30.81% | Monthly payment: | $203.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2000 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 8y 9m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,133 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075679
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $119.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2018 | Debt/Income ratio: | 19% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,402 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 93% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075676
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $151.47 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2011 | Debt/Income ratio: | 24% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 24 / 24 | Length of status: | 11y 8m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,767 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075604
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.45% | Borrower rate/APR: | 23.45% / 26.02% | Monthly payment: | $227.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2008 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 9m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,141 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075760
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 17.11% | Monthly payment: | $474.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2020 | Debt/Income ratio: | 14% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,080 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075721
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.60% | Borrower rate/APR: | 25.60% / 29.52% | Monthly payment: | $400.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2016 | Debt/Income ratio: | 7% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,003 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075700
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.36% | Borrower rate/APR: | 27.36% / 30.51% | Monthly payment: | $275.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jul-2012 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 6m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,585 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.71% | Borrower rate/APR: | 15.71% / 19.40% | Monthly payment: | $875.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,852 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13075577
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 16.10% | Borrower rate/APR: | 17.10% / 20.82% | Monthly payment: | $589.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2006 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,307 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076711
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 21.74% | Monthly payment: | $795.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-1999 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $47,679 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076807
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $701.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-1986 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,208 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076732
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 31.77% | Monthly payment: | $165.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2006 | Debt/Income ratio: | 21% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 5 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $15,108 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 66% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 27.67% | Borrower rate/APR: | 28.67% / 31.37% | Monthly payment: | $94.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2011 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,291 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | | |
| | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076660
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 13.10% | Monthly payment: | $159.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-1999 | Debt/Income ratio: | 4% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 5y 1m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $301 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $417.97 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jun-1998 | Debt/Income ratio: | 12% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,820 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 15 | Bankcard utilization: | 65% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076276
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 9.62% | Borrower rate/APR: | 10.62% / 14.75% | Monthly payment: | $162.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2013 | Debt/Income ratio: | 21% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 34y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,163 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076246
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 20.23% | Borrower rate/APR: | 21.23% / 23.73% | Monthly payment: | $95.14 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2002 | Debt/Income ratio: | 23% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $39 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076657
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.67% | Monthly payment: | $173.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-2014 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,975 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 100% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076810
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 25.50% | Borrower rate/APR: | 26.50% / 30.44% | Monthly payment: | $202.79 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | May-2008 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 23y 1m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,049 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076771
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $302.94 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2016 | Debt/Income ratio: | 6% |
TU FICO range: | 600-619 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 19y 7m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 2 | Revolving credit balance: | $11,333 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076459
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.62% | Borrower rate/APR: | 11.62% / 15.22% | Monthly payment: | $231.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2014 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 13y 3m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,881 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076390
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 7.30% | Borrower rate/APR: | 8.30% / 11.83% | Monthly payment: | $110.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-2017 | Debt/Income ratio: | 13% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,198 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076357
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 30.96% | Monthly payment: | $382.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-2015 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,148 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076762
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $365.05 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2020 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,972 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076744
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $578.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-1995 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 19y 8m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,017 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 22 | Bankcard utilization: | 57% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076594
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 23.01% | Borrower rate/APR: | 24.01% / 27.89% | Monthly payment: | $588.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Dec-2018 | Debt/Income ratio: | 30% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,508 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076567
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.20% | Borrower rate/APR: | 11.20% / 15.34% | Monthly payment: | $396.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-1999 | Debt/Income ratio: | 32% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 10y 6m |
Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,201 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076531
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.20% | Borrower rate/APR: | 19.20% / 22.97% | Monthly payment: | $588.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2000 | Debt/Income ratio: | 13% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 16y 2m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,876 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 8% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076222
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 29.16% | Borrower rate/APR: | 30.16% / 34.19% | Monthly payment: | $446.66 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2020 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $940 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076171
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 25.30% | Borrower rate/APR: | 26.30% / 30.23% | Monthly payment: | $323.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2011 | Debt/Income ratio: | 37% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,783 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076396
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.00% | Borrower rate/APR: | 20.00% / 23.78% | Monthly payment: | $130.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Dec-2020 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,492 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 53% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076360
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.41% | Borrower rate/APR: | 23.41% / 27.27% | Monthly payment: | $583.86 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2000 | Debt/Income ratio: | 24% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 8 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,143 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 65% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076273
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 23.01% | Borrower rate/APR: | 24.01% / 27.89% | Monthly payment: | $137.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2000 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,179 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076156
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.13% | Borrower rate/APR: | 20.13% / 24.42% | Monthly payment: | $535.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2021 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,966 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078526
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.84% | Borrower rate/APR: | 11.84% / 15.44% | Monthly payment: | $99.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2016 | Debt/Income ratio: | 15% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,077 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078496
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 15.61% | Borrower rate/APR: | 16.61% / 20.32% | Monthly payment: | $88.65 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2007 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,165 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078445
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $236.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2016 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,626 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078436
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 14.40% | Borrower rate/APR: | 15.40% / 19.08% | Monthly payment: | $209.17 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jul-2010 | Debt/Income ratio: | 15% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,129 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 89% | | |
| | Has Mortgage: | Yes | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078409
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.60% | Borrower rate/APR: | 12.60% / 15.39% | Monthly payment: | $79.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2016 | Debt/Income ratio: | 3% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 3m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $812 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078241
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 19.01% | Borrower rate/APR: | 20.01% / 22.48% | Monthly payment: | $53.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2001 | Debt/Income ratio: | 29% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,551 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | Has Mortgage: | No | Borrower's state: | Idaho |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078193
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.53% | Borrower rate/APR: | 14.53% / 16.87% | Monthly payment: | $141.26 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2011 | Debt/Income ratio: | 27% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 14y 3m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,178 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078163
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.01% | Borrower rate/APR: | 24.01% / 27.89% | Monthly payment: | $78.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-1976 | Debt/Income ratio: | 37% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 25 | Length of status: | 13y 5m |
Amount delinquent: | $0 | Total credit lines: | 59 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $25,642 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13078157
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 16.88% | Monthly payment: | $202.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2011 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,910 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $138.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2000 | Debt/Income ratio: | 46% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 26 / 26 | Length of status: | 20y 11m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,508 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077542
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.96% | Borrower rate/APR: | 14.96% / 18.63% | Monthly payment: | $658.27 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Feb-2004 | Debt/Income ratio: | 38% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 14y 7m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,467 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077335
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 26.16% | Borrower rate/APR: | 27.16% / 31.12% | Monthly payment: | $81.82 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2007 | Debt/Income ratio: | 26% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,244 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 76% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077050
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.71% | Borrower rate/APR: | 12.71% / 16.33% | Monthly payment: | $83.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Sep-2018 | Debt/Income ratio: | 13% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,670 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077755
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 15.29% | Borrower rate/APR: | 16.29% / 19.17% | Monthly payment: | $199.42 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2008 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 15y 1m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,090 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077560
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.28% | Borrower rate/APR: | 18.28% / 22.02% | Monthly payment: | $725.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Nov-2004 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,984 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 76% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077530
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $394.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2001 | Debt/Income ratio: | 32% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 24y 3m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $56,577 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 102% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077518
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $66.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2018 | Debt/Income ratio: | 7% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Architect |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,533 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077263
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 18.47% | Monthly payment: | $345.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2004 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,657 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 55% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077113
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.02% | Borrower rate/APR: | 11.02% / 14.61% | Monthly payment: | $327.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2014 | Debt/Income ratio: | 33% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,959 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077062
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 17.60% | Monthly payment: | $307.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2004 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Retail Management |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,986 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13077212
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 25.01% | Monthly payment: | $346.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2010 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,411 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13076936
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 15.36% | Borrower rate/APR: | 16.36% / 20.06% | Monthly payment: | $777.37 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2012 | Debt/Income ratio: | 42% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 12y 6m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,074 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13256365
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 19.30% | Borrower rate/APR: | 20.30% / 22.78% | Monthly payment: | $453.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2011 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 7y 4m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Realtor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,422 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13256917
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 30.30% | Borrower rate/APR: | 31.30% / 35.36% | Monthly payment: | $388.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2006 | Debt/Income ratio: | 48% |
TU FICO range: | 660-679 (Mar-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,139 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13250278
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 20.56% | Borrower rate/APR: | 21.56% / 24.56% | Monthly payment: | $500.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2009 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (Mar-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 37 / 37 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 56 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $81,618 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13264885
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 34.28% | Monthly payment: | $166.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2008 | Debt/Income ratio: | 33% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,142 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 90% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13259575
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.58% | Borrower rate/APR: | 19.58% / 22.04% | Monthly payment: | $262.61 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2020 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,447 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13264600
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.80% | Borrower rate/APR: | 26.80% / 29.45% | Monthly payment: | $182.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2005 | Debt/Income ratio: | 27% |
TU FICO range: | 680-699 (Mar-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,300 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13266937
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 17.28% | Borrower rate/APR: | 18.28% / 22.02% | Monthly payment: | $762.14 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-2017 | Debt/Income ratio: | 28% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,777 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267063
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $387.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2014 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,012 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 71% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265083
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.28% | Borrower rate/APR: | 13.28% / 16.09% | Monthly payment: | $404.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2005 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 12y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,305 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13263211
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 13.65% | Borrower rate/APR: | 14.65% / 17.49% | Monthly payment: | $387.15 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2021 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,355 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265404
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 20.91% | Borrower rate/APR: | 21.91% / 24.43% | Monthly payment: | $413.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2018 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (Mar-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 19y 1m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,012 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265374
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 17.60% | Borrower rate/APR: | 18.60% / 21.04% | Monthly payment: | $411.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2017 | Debt/Income ratio: | 42% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,146 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267000
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $169.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2018 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 43 / 43 | Length of status: | 5y 7m |
Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,743 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13266628
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $276.44 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2013 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,929 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265212
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 16.20% | Borrower rate/APR: | 17.20% / 19.60% | Monthly payment: | $149.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2021 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,654 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13262896
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.24% | Borrower rate/APR: | 15.24% / 17.59% | Monthly payment: | $47.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2019 | Debt/Income ratio: | 3% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,646 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267090
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 8.50% | Borrower rate/APR: | 9.50% / 13.05% | Monthly payment: | $352.36 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 6m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,360 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13266538
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 8.68% | Borrower rate/APR: | 9.68% / 11.91% | Monthly payment: | $210.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1998 | Debt/Income ratio: | 2% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 15y 9m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $710 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13266526
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 11.42% | Borrower rate/APR: | 12.42% / 16.58% | Monthly payment: | $189.08 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2008 | Debt/Income ratio: | 13% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 3y 9m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,781 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 13.90% | Borrower rate/APR: | 14.90% / 19.10% | Monthly payment: | $726.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-1997 | Debt/Income ratio: | 10% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 7 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $598 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13265383
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.00% | Borrower rate/APR: | 10.00% / 12.24% | Monthly payment: | $265.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-1996 | Debt/Income ratio: | 30% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 14y 7m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $35,944 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13264948
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $182.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 6y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,270 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13264759
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.05% | Borrower rate/APR: | 12.05% / 14.33% | Monthly payment: | $356.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Mar-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,488 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13264102
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.66% | Borrower rate/APR: | 27.66% / 30.82% | Monthly payment: | $173.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2015 | Debt/Income ratio: | 43% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,374 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13263328
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $374.70 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1996 | Debt/Income ratio: | 40% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 28y 8m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,361 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 64% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13263466
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 24.65% | Borrower rate/APR: | 25.65% / 28.75% | Monthly payment: | $284.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-1993 | Debt/Income ratio: | 38% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 15y 3m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,185 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13261645
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $26,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 17.86% | Monthly payment: | $625.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2016 | Debt/Income ratio: | 32% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $22,653 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 48% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13263535
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-21-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.08% | Borrower rate/APR: | 11.08% / 13.84% | Monthly payment: | $517.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2004 | Debt/Income ratio: | 23% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,317 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268610
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 28.40% | Borrower rate/APR: | 29.40% / 33.41% | Monthly payment: | $421.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2012 | Debt/Income ratio: | 19% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 9 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 35 / 35 | Length of status: | 9y 8m |
Amount delinquent: | $0 | Total credit lines: | 54 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,146 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 55% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268110
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 31.90% | Borrower rate/APR: | 32.90% / 35.72% | Monthly payment: | $256.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (Mar-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 12y 5m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,657 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267690
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 20.42% | Monthly payment: | $330.11 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2007 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,699 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 44% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267096
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.40% | Borrower rate/APR: | 13.40% / 15.72% | Monthly payment: | $149.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-1982 | Debt/Income ratio: | 28% |
TU FICO range: | 740-759 (Mar-2023) | Inquiries last 6m: | 1 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 44 / 44 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 74 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,068 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268854
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 25.95% | Borrower rate/APR: | 26.95% / 30.90% | Monthly payment: | $407.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2011 | Debt/Income ratio: | 12% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 25 / 26 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Other |
Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $9,106 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 52% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268842
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $331.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2015 | Debt/Income ratio: | 17% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 13y 9m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,348 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268743
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,900.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 13.83% | Borrower rate/APR: | 14.83% / 17.18% | Monthly payment: | $139.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-1978 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 12y 9m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,796 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268443
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 19.20% | Monthly payment: | $581.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Dec-2007 | Debt/Income ratio: | 52% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,891 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 6% | | |
| | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268245
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $374.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Sep-2018 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 28 / 28 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,364 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267981
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.41% | Borrower rate/APR: | 20.41% / 24.20% | Monthly payment: | $504.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2007 | Debt/Income ratio: | 36% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 30 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 81 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $378,835 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267915
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.33% | Borrower rate/APR: | 12.33% / 15.94% | Monthly payment: | $350.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Nov-2016 | Debt/Income ratio: | 30% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,122 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267873
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $366.56 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2018 | Debt/Income ratio: | 42% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,815 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267612
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 19.31% | Borrower rate/APR: | 20.31% / 24.10% | Monthly payment: | $186.61 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2008 | Debt/Income ratio: | 7% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,007 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267396
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 15.83% | Borrower rate/APR: | 16.83% / 20.54% | Monthly payment: | $177.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2022 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 24y 8m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $532 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267378
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 20.20% | Borrower rate/APR: | 21.20% / 24.19% | Monthly payment: | $186.44 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2021 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Food Service |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,764 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268851
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 12.94% | Monthly payment: | $205.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2009 | Debt/Income ratio: | 30% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,695 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $9,000 | Combined debt/income ratio3: | 23% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268830
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 12.94% | Monthly payment: | $323.82 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2006 | Debt/Income ratio: | 23% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,650 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $6,417 | Combined debt/income ratio3: | 16% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268752
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.88% | Borrower rate/APR: | 11.88% / 14.16% | Monthly payment: | $377.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2000 | Debt/Income ratio: | 19% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 18 / 18 | Length of status: | 26y 10m |
Amount delinquent: | $0 | Total credit lines: | 62 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,958 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268647
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.94% | Borrower rate/APR: | 14.94% / 17.29% | Monthly payment: | $237.58 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2012 | Debt/Income ratio: | 11% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,056 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267402
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 18.47% | Monthly payment: | $69.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jul-2008 | Debt/Income ratio: | 3% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,437 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267369
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $340.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2012 | Debt/Income ratio: | 29% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 11y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,487 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268086
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.30% | Borrower rate/APR: | 15.30% / 18.98% | Monthly payment: | $208.87 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2020 | Debt/Income ratio: | 4% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,703 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 59% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267891
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 12.50% | Borrower rate/APR: | 13.50% / 17.14% | Monthly payment: | $203.61 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2020 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,468 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267444
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 15.80% | Monthly payment: | $218.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2006 | Debt/Income ratio: | 43% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 21y 7m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,400 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13267234
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 26.45% | Borrower rate/APR: | 27.45% / 31.41% | Monthly payment: | $616.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2002 | Debt/Income ratio: | 36% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 37 / 37 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 64 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,837 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270681
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 32.00% | Borrower rate/APR: | 33.00% / 35.83% | Monthly payment: | $273.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2006 | Debt/Income ratio: | 23% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 13 / 13 | Length of status: | 16y 5m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Clerical |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,910 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 66% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269103
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.66% | Borrower rate/APR: | 11.66% / 15.80% | Monthly payment: | $93.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2006 | Debt/Income ratio: | 12% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,117 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270174
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $28,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 22.80% | Borrower rate/APR: | 23.80% / 27.67% | Monthly payment: | $1,095.58 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Jan-2011 | Debt/Income ratio: | 33% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 33 / 33 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 49 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,495 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269646
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $23,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 15.04% | Monthly payment: | $757.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | May-2003 | Debt/Income ratio: | 18% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,503 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 47% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270768
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 14.27% | Monthly payment: | $325.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | May-2013 | Debt/Income ratio: | 22% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 2y 5m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Truck Driver |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $4,797 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 34% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $14,167 | Combined debt/income ratio3: | 17% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270729
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.91% | Borrower rate/APR: | 12.91% / 16.54% | Monthly payment: | $487.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-1999 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 17y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Teacher's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,936 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270666
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.48% | Borrower rate/APR: | 12.48% / 14.77% | Monthly payment: | $236.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-1996 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 26y 10m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $55,861 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270324
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 7.30% | Borrower rate/APR: | 8.30% / 11.83% | Monthly payment: | $503.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2008 | Debt/Income ratio: | 19% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 14y 8m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,978 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270588
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 9.68% | Borrower rate/APR: | 10.68% / 13.43% | Monthly payment: | $308.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2003 | Debt/Income ratio: | 17% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 11y 6m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,340 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270531
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 21.80% | Borrower rate/APR: | 22.80% / 26.65% | Monthly payment: | $135.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2017 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,832 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270501
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 8.04% | Borrower rate/APR: | 9.04% / 12.58% | Monthly payment: | $159.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2014 | Debt/Income ratio: | 15% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,306 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $9,850 | Combined debt/income ratio3: | 14% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270027
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $330.71 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jul-2009 | Debt/Income ratio: | 16% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,878 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 92% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269256
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 14.60% | Borrower rate/APR: | 15.60% / 17.96% | Monthly payment: | $602.61 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2003 | Debt/Income ratio: | 34% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,159 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270654
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $194.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2005 | Debt/Income ratio: | 37% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 35 / 35 | Length of status: | 10y 8m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,403 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 23.71% | Borrower rate/APR: | 24.71% / 28.61% | Monthly payment: | $792.17 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2002 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 32 / 32 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 76 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,328 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 58% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270192
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 10.35% | Monthly payment: | $422.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2005 | Debt/Income ratio: | 17% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 8m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269505
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 30.05% | Borrower rate/APR: | 31.05% / 33.82% | Monthly payment: | $82.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2013 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 10y 4m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,755 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.86% | Borrower rate/APR: | 27.86% / 30.54% | Monthly payment: | $341.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2005 | Debt/Income ratio: | 25% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,348 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268902
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 16.88% | Monthly payment: | $388.87 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2017 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,182 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269109
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 10.58% | Borrower rate/APR: | 11.58% / 13.85% | Monthly payment: | $165.25 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2004 | Debt/Income ratio: | 22% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 60 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,545 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268926
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $217.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2005 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,121 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13268899
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 29.50% | Borrower rate/APR: | 30.50% / 34.54% | Monthly payment: | $427.26 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2012 | Debt/Income ratio: | 28% |
TU FICO range: | 640-659 (Mar-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,411 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269649
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 8.04% | Borrower rate/APR: | 9.04% / 12.58% | Monthly payment: | $318.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-1996 | Debt/Income ratio: | 23% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 27y 5m |
Amount delinquent: | $0 | Total credit lines: | 70 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,460 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $13,667 | Combined debt/income ratio3: | 18% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269598
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $346.22 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2005 | Debt/Income ratio: | 28% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 9m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,977 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 68% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13269583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.10% | Borrower rate/APR: | 31.10% / 35.15% | Monthly payment: | $452.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-1991 | Debt/Income ratio: | 37% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 33y 8m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,840 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 90% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271431
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 19.34% | Monthly payment: | $174.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2020 | Debt/Income ratio: | 24% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,057 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 8% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271026
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.45% | Borrower rate/APR: | 12.45% / 14.74% | Monthly payment: | $292.14 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2015 | Debt/Income ratio: | 25% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 15y 3m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,357 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271533
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 9.54% | Borrower rate/APR: | 10.54% / 14.11% | Monthly payment: | $292.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2012 | Debt/Income ratio: | 71% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $119,540 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | Alabama |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $11,083 | Combined debt/income ratio3: | 43% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271503
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 17.30% | Borrower rate/APR: | 18.30% / 20.73% | Monthly payment: | $332.22 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2003 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 22y 11m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,621 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271497
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.70% | Borrower rate/APR: | 12.70% / 15.00% | Monthly payment: | $113.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2014 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,738 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271470
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 19.30% | Borrower rate/APR: | 20.30% / 22.78% | Monthly payment: | $479.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2005 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $47,922 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271194
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $166.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2017 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 7y 8m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,679 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270987
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.26% | Borrower rate/APR: | 12.26% / 15.87% | Monthly payment: | $500.08 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-1998 | Debt/Income ratio: | 47% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 39y 5m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,803 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 23% | | |
| | Has Mortgage: | Yes | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270963
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 6.99% | Monthly payment: | $664.81 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2003 | Debt/Income ratio: | 11% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 21y 7m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,531 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270888
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $209.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2014 | Debt/Income ratio: | 30% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,007 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 34% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270852
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.61% | Borrower rate/APR: | 10.61% / 14.74% | Monthly payment: | $162.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2005 | Debt/Income ratio: | 3% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $175 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271494
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $92.15 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-1994 | Debt/Income ratio: | 50% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 52 / 53 | Length of status: | 27y 8m |
Amount delinquent: | $0 | Total credit lines: | 117 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,006 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271473
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.85% | Borrower rate/APR: | 12.85% / 16.47% | Monthly payment: | $235.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2013 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,645 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271440
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.85% | Borrower rate/APR: | 12.85% / 16.47% | Monthly payment: | $218.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2020 | Debt/Income ratio: | 20% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,514 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271314
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 28.80% | Borrower rate/APR: | 29.80% / 32.53% | Monthly payment: | $209.50 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2019 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,364 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 14.76% | Borrower rate/APR: | 15.76% / 19.45% | Monthly payment: | $87.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Oct-2012 | Debt/Income ratio: | 8% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 8 / 8 | Length of status: | 18y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,672 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271434
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 15.31% | Borrower rate/APR: | 16.31% / 20.01% | Monthly payment: | $176.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-2015 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $407 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 48% | | |
| | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271293
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.57% | Borrower rate/APR: | 11.57% / 15.17% | Monthly payment: | $99.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2001 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 14y 6m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,505 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271197
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 21.96% | Borrower rate/APR: | 22.96% / 26.81% | Monthly payment: | $773.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-1996 | Debt/Income ratio: | 9% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 8 | Current / open credit lines: | 12 / 12 | Length of status: | 27y 3m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Computer Programmer |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,955 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 16 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271188
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 29.21% | Borrower rate/APR: | 30.21% / 34.24% | Monthly payment: | $127.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2011 | Debt/Income ratio: | 45% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,860 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 84% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271152
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.56% | Borrower rate/APR: | 25.56% / 28.66% | Monthly payment: | $167.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-1992 | Debt/Income ratio: | 36% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 21 | Length of status: | 21y 5m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $40,348 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271380
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 22.76% | Monthly payment: | $513.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2014 | Debt/Income ratio: | 28% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,329 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271200
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.66% | Borrower rate/APR: | 11.66% / 13.94% | Monthly payment: | $353.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2014 | Debt/Income ratio: | 39% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,444 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 23% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13270990
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 27.17% | Borrower rate/APR: | 28.17% / 32.15% | Monthly payment: | $435.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2010 | Debt/Income ratio: | 28% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | 0 / 3 | Revolving credit balance: | $6,783 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 89% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271077
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $261.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2012 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,260 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271731
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.02% | Borrower rate/APR: | 14.02% / 16.85% | Monthly payment: | $328.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Feb-2006 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,081 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272058
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 7.03% | Borrower rate/APR: | 8.03% / 11.55% | Monthly payment: | $344.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2005 | Debt/Income ratio: | 27% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 6m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,161 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 23% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272052
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 16.48% | Monthly payment: | $353.08 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2019 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Investor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,601 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271848
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.23% | Borrower rate/APR: | 12.23% / 15.02% | Monthly payment: | $132.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2005 | Debt/Income ratio: | 32% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 19y 10m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,991 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271746
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 8.50% | Borrower rate/APR: | 9.50% / 13.05% | Monthly payment: | $208.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2011 | Debt/Income ratio: | 8% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 18y 11m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $33,695 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272016
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 24.61% | Borrower rate/APR: | 25.61% / 28.23% | Monthly payment: | $148.56 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2013 | Debt/Income ratio: | 36% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,559 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271947
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 23.08% | Borrower rate/APR: | 24.08% / 27.14% | Monthly payment: | $342.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-1998 | Debt/Income ratio: | 21% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,132 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 47% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271773
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $400.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-2018 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,051 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $541.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2007 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 9y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,649 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271737
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.75% | Borrower rate/APR: | 11.75% / 15.90% | Monthly payment: | $657.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2015 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 8y 9m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,231 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271728
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 18.47% | Monthly payment: | $483.94 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2007 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 18y 7m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,589 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271644
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $314.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 29 / 29 | Length of status: | 25y 1m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Executive |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $12,805 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 29% | | |
| | Has Mortgage: | No | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271617
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 15.80% | Monthly payment: | $161.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2006 | Debt/Income ratio: | 14% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 3m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Car Dealer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,686 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 71% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271536
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 6.30% | Borrower rate/APR: | 7.30% / 10.81% | Monthly payment: | $248.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2005 | Debt/Income ratio: | 17% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 10m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,695 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272043
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 17.01% | Borrower rate/APR: | 18.01% / 21.75% | Monthly payment: | $397.73 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2016 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,495 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 70% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271911
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $358.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2020 | Debt/Income ratio: | 10% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,324 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271896
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.61% | Borrower rate/APR: | 23.61% / 27.96% | Monthly payment: | $158.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jun-2018 | Debt/Income ratio: | 12% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,511 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | No | Borrower's state: | Alaska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271809
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 21.55% | Borrower rate/APR: | 22.55% / 26.40% | Monthly payment: | $404.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2013 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,950 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271800
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.70% | Borrower rate/APR: | 17.70% / 21.43% | Monthly payment: | $72.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2012 | Debt/Income ratio: | 5% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,605 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 66% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271740
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.30% | Borrower rate/APR: | 17.30% / 21.02% | Monthly payment: | $107.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 16y 9m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,852 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271641
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.70% | Borrower rate/APR: | 23.70% / 27.57% | Monthly payment: | $312.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2010 | Debt/Income ratio: | 16% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,984 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271626
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $400.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2010 | Debt/Income ratio: | 33% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 14 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $70,086 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271563
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $314.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2003 | Debt/Income ratio: | 38% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,167 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271968
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.01% | Borrower rate/APR: | 19.01% / 22.77% | Monthly payment: | $384.94 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-1997 | Debt/Income ratio: | 15% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 15y 7m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Fireman |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,890 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13271707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.81% | Borrower rate/APR: | 12.81% / 16.97% | Monthly payment: | $142.36 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2004 | Debt/Income ratio: | 10% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 37y 0m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $165 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272565
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 25.83% | Monthly payment: | $477.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-1995 | Debt/Income ratio: | 7% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 9y 9m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,187 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272421
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 13.10% | Monthly payment: | $114.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-1995 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 43 / 43 | Length of status: | 32y 6m |
Amount delinquent: | $0 | Total credit lines: | 82 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,842 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 14 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272412
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.73% | Borrower rate/APR: | 11.73% / 14.01% | Monthly payment: | $66.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-1982 | Debt/Income ratio: | 28% |
TU FICO range: | 820-850 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 7y 6m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,493 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272238
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 14.25% | Borrower rate/APR: | 15.25% / 17.61% | Monthly payment: | $71.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2005 | Debt/Income ratio: | 3% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,809 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272091
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 21.10% | Borrower rate/APR: | 22.10% / 25.93% | Monthly payment: | $191.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2016 | Debt/Income ratio: | 13% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,324 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 78% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272703
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.00% | Borrower rate/APR: | 19.00% / 21.94% | Monthly payment: | $284.05 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Feb-2017 | Debt/Income ratio: | 30% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,032 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272688
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 17.11% | Monthly payment: | $339.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jun-2014 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,671 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 30% | | |
| | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272499
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.38% | Borrower rate/APR: | 12.38% / 16.00% | Monthly payment: | $166.99 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Mar-2016 | Debt/Income ratio: | 41% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 3m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Waiter/Waitress |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,757 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272076
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.60% | Borrower rate/APR: | 12.60% / 16.21% | Monthly payment: | $267.99 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Aug-2011 | Debt/Income ratio: | 23% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272496
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 16.37% | Borrower rate/APR: | 17.37% / 21.09% | Monthly payment: | $322.53 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2012 | Debt/Income ratio: | 22% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,513 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272385
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 8.16% | Borrower rate/APR: | 9.16% / 13.26% | Monthly payment: | $91.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2011 | Debt/Income ratio: | 5% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,851 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272376
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.57% | Borrower rate/APR: | 11.56% / 15.16% | Monthly payment: | $396.08 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2020 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,914 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272346
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 16.48% | Monthly payment: | $201.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-1999 | Debt/Income ratio: | 33% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 18y 6m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,957 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 63% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272337
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.23% | Borrower rate/APR: | 11.23% / 13.99% | Monthly payment: | $194.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2007 | Debt/Income ratio: | 7% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 17y 11m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,805 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272280
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,300.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $121.80 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2001 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,340 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 31% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272247
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 20.92% | Monthly payment: | $396.56 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,362 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272517
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.75% | Borrower rate/APR: | 11.75% / 15.90% | Monthly payment: | $93.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2014 | Debt/Income ratio: | 11% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $247 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272397
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $323.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2001 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 18 / 19 | Length of status: | 8y 7m |
Amount delinquent: | $68 | Total credit lines: | 30 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,205 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 92% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272370
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.08% | Borrower rate/APR: | 23.08% / 25.63% | Monthly payment: | $225.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2000 | Debt/Income ratio: | 27% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,407 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272355
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 27.96% | Borrower rate/APR: | 28.96% / 32.96% | Monthly payment: | $146.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-2009 | Debt/Income ratio: | 41% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 9y 2m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,900 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 23.00% | Borrower rate/APR: | 24.00% / 26.58% | Monthly payment: | $129.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2015 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,356 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | Yes | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272154
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $299.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2013 | Debt/Income ratio: | 36% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 30y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Laborer |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $10,212 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | | |
| | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272304
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 19.23% | Borrower rate/APR: | 20.23% / 22.71% | Monthly payment: | $79.87 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,206 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272235
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.86% | Borrower rate/APR: | 19.86% / 23.64% | Monthly payment: | $111.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jan-2007 | Debt/Income ratio: | 24% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,500 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272184
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.80% | Borrower rate/APR: | 19.80% / 23.58% | Monthly payment: | $111.19 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Mar-2011 | Debt/Income ratio: | 5% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 27y 1m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,048 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273663
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 20.51% | Borrower rate/APR: | 21.51% / 25.33% | Monthly payment: | $379.37 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2012 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,846 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273594
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 10.75% | Borrower rate/APR: | 11.75% / 15.90% | Monthly payment: | $164.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2003 | Debt/Income ratio: | 11% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,637 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 101% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273591
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.27% | Borrower rate/APR: | 18.27% / 22.02% | Monthly payment: | $362.88 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2012 | Debt/Income ratio: | 53% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,972 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273561
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 20.81% | Borrower rate/APR: | 21.81% / 25.64% | Monthly payment: | $190.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-1995 | Debt/Income ratio: | 51% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 35y 9m |
Amount delinquent: | $0 | Total credit lines: | 69 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,950 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 14% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273531
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.40% | Borrower rate/APR: | 18.40% / 22.15% | Monthly payment: | $399.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2016 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 38 / 38 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 51 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,779 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273492
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 7.10% | Borrower rate/APR: | 8.10% / 12.18% | Monthly payment: | $316.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-1979 | Debt/Income ratio: | 23% |
TU FICO range: | 800-819 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,786 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273456
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 14.11% | Borrower rate/APR: | 15.11% / 19.31% | Monthly payment: | $266.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-1999 | Debt/Income ratio: | 27% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 8y 4m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,376 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 63% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273426
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 16.20% | Borrower rate/APR: | 17.20% / 19.60% | Monthly payment: | $212.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2011 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 12y 3m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Teacher |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,996 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273390
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 21.70% | Borrower rate/APR: | 22.70% / 26.55% | Monthly payment: | $250.60 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2011 | Debt/Income ratio: | 51% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,997 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 58% | | |
| | Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273081
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 29.01% | Borrower rate/APR: | 30.01% / 34.04% | Monthly payment: | $212.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-1995 | Debt/Income ratio: | 20% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 5y 4m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,566 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273024
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 26.66% | Borrower rate/APR: | 27.66% / 31.63% | Monthly payment: | $205.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2016 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,132 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272928
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 25.10% | Borrower rate/APR: | 26.10% / 30.03% | Monthly payment: | $161.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2015 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,779 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272910
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.75% | Borrower rate/APR: | 12.75% / 15.55% | Monthly payment: | $186.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2015 | Debt/Income ratio: | 12% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,642 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273228
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 13.49% | Borrower rate/APR: | 14.49% / 18.15% | Monthly payment: | $395.79 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2009 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,233 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 93% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $9,583 | Combined debt/income ratio3: | 15% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273153
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.10% | Borrower rate/APR: | 19.10% / 22.86% | Monthly payment: | $367.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2014 | Debt/Income ratio: | 47% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 54y 10m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,334 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 66% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 25.83% | Monthly payment: | $840.19 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-1999 | Debt/Income ratio: | 22% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 40 / 40 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 86 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,180 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 17 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273144
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 7.30% | Borrower rate/APR: | 8.30% / 11.83% | Monthly payment: | $330.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Dec-1998 | Debt/Income ratio: | 33% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 7y 5m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,047 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272955
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 24.56% | Borrower rate/APR: | 25.56% / 28.66% | Monthly payment: | $301.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 29% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 1m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,162 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272889
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.51% | Borrower rate/APR: | 10.51% / 14.08% | Monthly payment: | $113.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2004 | Debt/Income ratio: | 14% |
TU FICO range: | 780-799 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $86 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272814
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.99% | Borrower rate/APR: | 12.99% / 16.62% | Monthly payment: | $353.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2013 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,377 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272808
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 9.90% | Borrower rate/APR: | 10.90% / 14.48% | Monthly payment: | $245.18 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jun-2015 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 10m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,655 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 61% | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272766
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 14.75% | Borrower rate/APR: | 15.75% / 19.44% | Monthly payment: | $735.71 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2009 | Debt/Income ratio: | 42% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 6y 3m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $29,285 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 13% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273192
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 22.90% | Borrower rate/APR: | 23.90% / 27.78% | Monthly payment: | $372.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jul-2011 | Debt/Income ratio: | 11% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,589 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 54% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272997
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.36% | Borrower rate/APR: | 11.36% / 15.50% | Monthly payment: | $467.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2005 | Debt/Income ratio: | 28% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 10y 9m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,308 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | Not available | | |
| | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13272760
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $368.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2016 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,009 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 90% | | |
| | Has Mortgage: | No | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274956
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.61% | Borrower rate/APR: | 14.61% / 18.80% | Monthly payment: | $169.06 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Feb-1982 | Debt/Income ratio: | 20% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,527 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274812
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,700.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 24.58% | Borrower rate/APR: | 25.58% / 28.68% | Monthly payment: | $157.36 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2006 | Debt/Income ratio: | 24% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 58 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,694 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274632
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 27.61% | Borrower rate/APR: | 28.61% / 31.31% | Monthly payment: | $157.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2017 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,409 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 19.33% | Borrower rate/APR: | 20.33% / 22.81% | Monthly payment: | $186.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2012 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,883 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274533
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 22.33% | Borrower rate/APR: | 23.33% / 27.19% | Monthly payment: | $97.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2009 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 31 / 31 | Length of status: | 7y 10m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $7,814 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | Yes | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274338
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 25.01% | Borrower rate/APR: | 26.01% / 29.94% | Monthly payment: | $100.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jan-2013 | Debt/Income ratio: | 21% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,996 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 102% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274332
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 25.73% | Borrower rate/APR: | 26.73% / 30.67% | Monthly payment: | $284.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jan-2003 | Debt/Income ratio: | 18% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,642 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 77% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13281054
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $129.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2013 | Debt/Income ratio: | 6% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 16y 0m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,486 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | | |
| | Has Mortgage: | No | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13274212
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $125.39 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2019 | Debt/Income ratio: | 18% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,983 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | No | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13277415
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $810.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jul-2000 | Debt/Income ratio: | 20% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,924 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 30% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13273810
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 21.96% | Borrower rate/APR: | 22.96% / 26.81% | Monthly payment: | $793.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Nov-2013 | Debt/Income ratio: | 17% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,777 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13280826
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.70% | Borrower rate/APR: | 17.70% / 20.12% | Monthly payment: | $340.61 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2020 | Debt/Income ratio: | 25% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 1m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,762 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13280487
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 14.98% | Monthly payment: | $422.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-2007 | Debt/Income ratio: | 15% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 30y 7m |
Amount delinquent: | $0 | Total credit lines: | 71 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,473 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13278051
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.25% | Borrower rate/APR: | 15.25% / 17.61% | Monthly payment: | $59.80 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2013 | Debt/Income ratio: | 5% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $727 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13278033
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.25% | Borrower rate/APR: | 15.25% / 17.61% | Monthly payment: | $239.21 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2012 | Debt/Income ratio: | 19% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,964 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13281405
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 25.20% | Borrower rate/APR: | 26.20% / 30.13% | Monthly payment: | $100.99 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2012 | Debt/Income ratio: | 14% |
TU FICO range: | 620-639 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 15 | Length of status: | 29y 2m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $9,939 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 102% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13280757
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 32.00% | Borrower rate/APR: | 33.00% / 35.83% | Monthly payment: | $444.86 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2011 | Debt/Income ratio: | 31% |
TU FICO range: | 640-659 (Mar-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,801 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 48% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13280751
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $168.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2017 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,745 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13280430
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $184.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | May-2003 | Debt/Income ratio: | 25% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,771 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 77% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13279806
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | Apr-26-2023 |
|
Investor yield: | 12.25% | Borrower rate/APR: | 13.25% / 16.88% | Monthly payment: | $185.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Dec-1998 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 19y 4m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $512 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13277952
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-26-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 14.98% | Monthly payment: | $132.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Mar-2014 | Debt/Income ratio: | 50% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,155 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13281237
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | Apr-25-2023 |
|
Investor yield: | 13.70% | Borrower rate/APR: | 14.70% / 18.36% | Monthly payment: | $138.07 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jul-2019 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,433 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13279296
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.70% | Borrower rate/APR: | 12.70% / 15.00% | Monthly payment: | $350.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Apr-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13277751
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 30.41% | Borrower rate/APR: | 31.41% / 34.19% | Monthly payment: | $431.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jun-2000 | Debt/Income ratio: | 43% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 25y 4m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,655 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 57% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13275810
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $19,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-18-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 30.96% | Monthly payment: | $660.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 5m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Construction |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $10,472 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | Yes | Borrower's state: | Utah |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283592
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.85% | Borrower rate/APR: | 12.85% / 16.47% | Monthly payment: | $353.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2013 | Debt/Income ratio: | 40% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 7y 7m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,742 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282623
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $27,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $1,010.31 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Feb-2011 | Debt/Income ratio: | 34% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 28 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,634 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284264
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 10.26% | Borrower rate/APR: | 11.26% / 14.85% | Monthly payment: | $328.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-2005 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 58 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,206 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284012
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 31.46% | Monthly payment: | $349.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2016 | Debt/Income ratio: | 37% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $18,234 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283958
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 10.26% | Borrower rate/APR: | 11.26% / 14.85% | Monthly payment: | $394.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jan-2000 | Debt/Income ratio: | 26% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 15y 2m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,655 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 85% | | |
| | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283925
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 11.91% | Borrower rate/APR: | 12.91% / 16.54% | Monthly payment: | $269.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2012 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 10y 11m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,118 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283589
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $592.44 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2014 | Debt/Income ratio: | 40% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 30y 11m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $24,015 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 85% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283409
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.16% | Borrower rate/APR: | 15.16% / 17.51% | Monthly payment: | $358.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-1992 | Debt/Income ratio: | 8% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,537 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 44% | | |
| | Has Mortgage: | Yes | Borrower's state: | District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283223
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 11.25% | Borrower rate/APR: | 12.25% / 15.86% | Monthly payment: | $150.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Dec-2015 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $602 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283187
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.67% | Monthly payment: | $242.66 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2004 | Debt/Income ratio: | 35% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 11y 5m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $74,461 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,250.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 26.80% | Borrower rate/APR: | 27.80% / 30.96% | Monthly payment: | $147.64 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Nov-2019 | Debt/Income ratio: | 31% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,700 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283070
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-29-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $166.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2012 | Debt/Income ratio: | 24% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Religious |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,682 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 73% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282986
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.96% | Borrower rate/APR: | 17.96% / 21.70% | Monthly payment: | $379.39 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 6y 6m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,986 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 5% | | |
| | Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282704
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $553.64 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Nov-2004 | Debt/Income ratio: | 21% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 25y 1m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,347 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282668
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 18.20% | Borrower rate/APR: | 19.20% / 22.97% | Monthly payment: | $147.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Apr-1986 | Debt/Income ratio: | 20% |
TU FICO range: | 780-799 (Mar-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $39 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282485
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 22.50% | Borrower rate/APR: | 23.50% / 26.55% | Monthly payment: | $339.42 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 29% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 15y 11m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,309 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282377
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.70% | Borrower rate/APR: | 17.70% / 21.43% | Monthly payment: | $288.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2013 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,763 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 24% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283658
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 12.93% | Borrower rate/APR: | 13.93% / 16.26% | Monthly payment: | $232.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-1995 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,916 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283607
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 15.80% | Monthly payment: | $184.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-1999 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 15y 10m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $63,118 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 89% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282689
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 19.20% | Borrower rate/APR: | 20.20% / 23.99% | Monthly payment: | $149.06 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 4y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,661 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282128
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 21.00% | Borrower rate/APR: | 22.00% / 25.01% | Monthly payment: | $346.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-2018 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 7m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,643 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13281486
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.30% | Borrower rate/APR: | 31.30% / 34.08% | Monthly payment: | $348.14 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jan-2006 | Debt/Income ratio: | 35% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 19 | Length of status: | 11y 3m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,254 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283655
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 11.70% | Borrower rate/APR: | 12.70% / 15.00% | Monthly payment: | $90.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Sep-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 29 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,127 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | No | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13282098
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 14.00% | Borrower rate/APR: | 15.00% / 18.67% | Monthly payment: | $225.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2014 | Debt/Income ratio: | 15% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13283463
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-25-2023 | ListingEndDate: | Apr-25-2023 |
|
Investor yield: | 13.35% | Borrower rate/APR: | 14.35% / 18.54% | Monthly payment: | $120.45 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2011 | Debt/Income ratio: | 9% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,927 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 49% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286145
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.87% | Borrower rate/APR: | 12.87% / 16.49% | Monthly payment: | $302.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2015 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 5y 2m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Skilled Labor |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $8,606 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 73% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286133
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.61% | Borrower rate/APR: | 13.61% / 17.25% | Monthly payment: | $135.95 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jul-2021 | Debt/Income ratio: | 14% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 5m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $345 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | Has Mortgage: | No | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286100
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.86% | Borrower rate/APR: | 12.86% / 16.48% | Monthly payment: | $269.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Dec-2010 | Debt/Income ratio: | 28% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 12y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $56,391 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286091
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 13.10% | Monthly payment: | $228.42 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2009 | Debt/Income ratio: | 21% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,033 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 7% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285734
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.61% | Borrower rate/APR: | 13.61% / 17.25% | Monthly payment: | $475.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-1959 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 20y 3m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Attorney |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $280,438 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286202
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 8.50% | Borrower rate/APR: | 9.50% / 13.05% | Monthly payment: | $160.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-1994 | Debt/Income ratio: | 23% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,289 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286163
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.11% | Borrower rate/APR: | 11.11% / 14.70% | Monthly payment: | $327.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2007 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 5y 10m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,368 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285725
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,600.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 6.47% | Borrower rate/APR: | 7.47% / 10.98% | Monthly payment: | $298.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Feb-2005 | Debt/Income ratio: | 9% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 3y 8m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,695 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | Yes | Borrower's state: | Colorado |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285977
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 12.91% | Borrower rate/APR: | 13.91% / 17.56% | Monthly payment: | $870.42 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2006 | Debt/Income ratio: | 32% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 31y 4m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,952 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 72% | | |
| | Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285956
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 21.96% | Borrower rate/APR: | 22.96% / 26.81% | Monthly payment: | $77.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2004 | Debt/Income ratio: | 12% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 11y 2m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,316 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 47% | | |
| | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285947
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.95% | Borrower rate/APR: | 26.95% / 30.90% | Monthly payment: | $428.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | May-2012 | Debt/Income ratio: | 34% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $12,118 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285404
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 18.80% | Borrower rate/APR: | 19.80% / 22.76% | Monthly payment: | $363.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2012 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,340 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285959
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.60% | Borrower rate/APR: | 11.60% / 13.87% | Monthly payment: | $176.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2018 | Debt/Income ratio: | 15% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,962 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285716
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $238.56 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2015 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,493 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 68% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285329
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 29.21% | Borrower rate/APR: | 30.21% / 34.24% | Monthly payment: | $212.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2013 | Debt/Income ratio: | 44% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 5m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,344 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285044
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $27,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 19.18% | Monthly payment: | $942.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2003 | Debt/Income ratio: | 17% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 3y 5m |
Amount delinquent: | $0 | Total credit lines: | 53 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,285 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 28% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284696
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $21,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-29-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 16.55% | Borrower rate/APR: | 17.55% / 21.28% | Monthly payment: | $754.47 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2003 | Debt/Income ratio: | 50% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,666 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285548
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 8.50% | Borrower rate/APR: | 9.50% / 13.05% | Monthly payment: | $640.66 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2003 | Debt/Income ratio: | 11% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 15y 0m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-28-2023 |
|
Investor yield: | 19.20% | Borrower rate/APR: | 20.20% / 23.99% | Monthly payment: | $93.16 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Feb-2015 | Debt/Income ratio: | 21% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 3m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,003 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284384
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $756.64 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-1996 | Debt/Income ratio: | 37% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 23y 4m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $129,724 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 84% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285113
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 8.50% | Borrower rate/APR: | 9.50% / 13.05% | Monthly payment: | $448.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jul-2007 | Debt/Income ratio: | 38% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 3y 9m |
Amount delinquent: | $0 | Total credit lines: | 39 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $267 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284921
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 13.10% | Monthly payment: | $342.64 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2014 | Debt/Income ratio: | 19% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,941 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284306
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-28-2023 | ListingEndDate: | Apr-30-2023 |
|
Investor yield: | 9.58% | Borrower rate/APR: | 10.58% / 12.83% | Monthly payment: | $139.97 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-1977 | Debt/Income ratio: | 26% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 22y 2m |
Amount delinquent: | $0 | Total credit lines: | 46 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,127 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 21% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13285029
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 8.59% | Borrower rate/APR: | 9.59% / 13.15% | Monthly payment: | $481.15 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2003 | Debt/Income ratio: | 27% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 3y 1m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,990 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13284642
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-27-2023 | ListingEndDate: | Apr-27-2023 |
|
Investor yield: | 6.47% | Borrower rate/APR: | 7.47% / 10.98% | Monthly payment: | $93.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2011 | Debt/Income ratio: | 14% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 16y 11m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $111 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286478
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 18.80% | Borrower rate/APR: | 19.80% / 22.76% | Monthly payment: | $242.59 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-1997 | Debt/Income ratio: | 22% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,763 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286847
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.91% | Borrower rate/APR: | 12.91% / 16.54% | Monthly payment: | $841.27 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Apr-2008 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 21y 8m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $34,879 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286895
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 6.30% | Borrower rate/APR: | 7.30% / 10.81% | Monthly payment: | $186.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2000 | Debt/Income ratio: | 28% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 47 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,101 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 46% | | |
| | Has Mortgage: | Yes | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286481
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 13.60% | Borrower rate/APR: | 14.60% / 18.26% | Monthly payment: | $534.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-1998 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Professional |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $14,681 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286877
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 8.94% | Borrower rate/APR: | 9.94% / 13.50% | Monthly payment: | $322.39 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2012 | Debt/Income ratio: | 36% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,378 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $13,917 | Combined debt/income ratio3: | 16% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286850
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.20% | Borrower rate/APR: | 12.20% / 14.98% | Monthly payment: | $264.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jul-2019 | Debt/Income ratio: | 20% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,077 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 27% | | |
| | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286838
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 11.85% | Borrower rate/APR: | 12.85% / 16.47% | Monthly payment: | $487.52 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2011 | Debt/Income ratio: | 30% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Tradesman - Electrician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,038 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286790
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 7.50% | Borrower rate/APR: | 8.50% / 12.03% | Monthly payment: | $173.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 14% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 55 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,669 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 9% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286619
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 26.50% | Borrower rate/APR: | 27.50% / 31.46% | Monthly payment: | $410.94 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2014 | Debt/Income ratio: | 35% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 10y 8m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,553 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 73% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arkansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286529
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 6.65% | Borrower rate/APR: | 7.65% / 11.16% | Monthly payment: | $405.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2008 | Debt/Income ratio: | 15% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 15y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,414 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 63% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286496
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 17.98% | Borrower rate/APR: | 18.98% / 22.74% | Monthly payment: | $513.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2011 | Debt/Income ratio: | 30% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 32 / 32 | Length of status: | 13y 6m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Food Service Management |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $11,773 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286295
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $16,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.96% | Borrower rate/APR: | 11.96% / 15.56% | Monthly payment: | $531.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 61% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 19y 8m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,307 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286229
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 20.01% | Borrower rate/APR: | 21.01% / 23.51% | Monthly payment: | $135.29 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-1993 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 33 / 33 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 74 | Occupation: | Car Dealer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $67,221 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | Yes | Borrower's state: | Oklahoma |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286217
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 9.88% | Borrower rate/APR: | 10.88% / 13.14% | Monthly payment: | $216.83 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2010 | Debt/Income ratio: | 10% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 26y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Clergy |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,064 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 8% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286835
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.46% | Borrower rate/APR: | 26.46% / 30.40% | Monthly payment: | $283.75 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2010 | Debt/Income ratio: | 20% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,556 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 61% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286817
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.50% | Borrower rate/APR: | 15.50% / 17.86% | Monthly payment: | $156.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2020 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 3y 7m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,133 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286760
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 14.81% | Borrower rate/APR: | 15.81% / 20.03% | Monthly payment: | $97.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Jan-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 15 / 15 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Nurse (LPN) |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,462 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286646
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 23.01% | Borrower rate/APR: | 24.01% / 27.89% | Monthly payment: | $412.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jun-2006 | Debt/Income ratio: | 29% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 2m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,013 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286640
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.10% | Borrower rate/APR: | 13.10% / 15.41% | Monthly payment: | $273.65 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jun-2014 | Debt/Income ratio: | 37% |
TU FICO range: | 760-779 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,917 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286682
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.99% | Borrower rate/APR: | 27.99% / 31.96% | Monthly payment: | $289.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2008 | Debt/Income ratio: | 34% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 25y 8m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,886 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286658
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $26,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 11.79% | Borrower rate/APR: | 12.79% / 16.41% | Monthly payment: | $890.20 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Sep-2004 | Debt/Income ratio: | 29% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 39 / 39 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 73 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,445 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | Has Mortgage: | Yes | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286517
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 22.26% | Monthly payment: | $349.47 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2014 | Debt/Income ratio: | 25% |
TU FICO range: | 780-799 (Apr-2023) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Social Worker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,341 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 15% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286391
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 9.01% | Borrower rate/APR: | 10.01% / 14.13% | Monthly payment: | $922.99 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2012 | Debt/Income ratio: | 19% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 10y 10m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,915 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 26% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286541
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 13.23% | Borrower rate/APR: | 14.23% / 16.56% | Monthly payment: | $280.65 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2010 | Debt/Income ratio: | 20% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 10m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | Not available | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286220
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | Apr-30-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 24.00% | Borrower rate/APR: | 25.00% / 28.90% | Monthly payment: | $278.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2003 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 16y 11m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $26,490 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 95% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287183
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.93% | Borrower rate/APR: | 13.93% / 16.26% | Monthly payment: | $290.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Mar-2007 | Debt/Income ratio: | 35% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 14y 2m |
Amount delinquent: | $0 | Total credit lines: | 56 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,041 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287030
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.70% | Borrower rate/APR: | 12.70% / 15.00% | Monthly payment: | $226.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Mar-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $50,495 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287162
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 18.33% | Borrower rate/APR: | 19.33% / 21.79% | Monthly payment: | $404.90 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2011 | Debt/Income ratio: | 29% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 12 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 37 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $52,375 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287141
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 12.96% | Borrower rate/APR: | 13.96% / 17.61% | Monthly payment: | $85.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2012 | Debt/Income ratio: | 12% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 4y 0m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Laborer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,889 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 71% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287324
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 21.81% | Borrower rate/APR: | 22.81% / 26.66% | Monthly payment: | $386.11 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2018 | Debt/Income ratio: | 17% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 1m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,193 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287294
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $149.68 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Sep-2006 | Debt/Income ratio: | 11% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,366 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 77% | | |
| | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287108
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 22.90% | Borrower rate/APR: | 23.90% / 27.78% | Monthly payment: | $333.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2012 | Debt/Income ratio: | 19% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 21y 7m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,438 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287315
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 20.36% | Borrower rate/APR: | 21.36% / 25.18% | Monthly payment: | $643.62 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Sep-2003 | Debt/Income ratio: | 28% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 9 | Length of status: | 21y 0m |
Amount delinquent: | $0 | Total credit lines: | 65 | Occupation: | Not available |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,574 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 12 | Bankcard utilization: | 73% | | |
| | Has Mortgage: | Yes | Borrower's state: | Mississippi |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287117
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 20.71% | Borrower rate/APR: | 21.71% / 24.72% | Monthly payment: | $94.05 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2005 | Debt/Income ratio: | 42% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 6y 0m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $36,981 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 88% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286958
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 18.50% | Borrower rate/APR: | 19.50% / 23.27% | Monthly payment: | $516.73 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2017 | Debt/Income ratio: | 34% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 2m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,152 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 74% | | |
| | Has Mortgage: | Yes | Borrower's state: | Minnesota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286922
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 12.95% | Borrower rate/APR: | 13.95% / 16.28% | Monthly payment: | $185.94 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Feb-2018 | Debt/Income ratio: | 29% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 12y 9m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,006 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286910
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 24.03% | Borrower rate/APR: | 25.03% / 27.63% | Monthly payment: | $293.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Oct-2019 | Debt/Income ratio: | 10% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 2y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,921 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 51% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286901
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.79% | Borrower rate/APR: | 11.79% / 14.07% | Monthly payment: | $110.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-2018 | Debt/Income ratio: | 19% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 8m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,621 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 6% | | |
| | Has Mortgage: | No | Borrower's state: | Hawaii |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287246
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 10.10% | Borrower rate/APR: | 11.10% / 13.86% | Monthly payment: | $64.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Oct-2008 | Debt/Income ratio: | 19% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $656 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287177
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 16.70% | Borrower rate/APR: | 17.70% / 21.43% | Monthly payment: | $378.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2012 | Debt/Income ratio: | 16% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Retired |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,676 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 24% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287147
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.63% | Borrower rate/APR: | 20.63% / 23.12% | Monthly payment: | $322.15 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2012 | Debt/Income ratio: | 38% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 64y 5m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,125 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 40% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287132
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $89.93 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2014 | Debt/Income ratio: | 35% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 30 / 30 | Length of status: | 3y 9m |
Amount delinquent: | $0 | Total credit lines: | 34 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,971 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287066
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.80% | Monthly payment: | $332.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-1990 | Debt/Income ratio: | 5% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 4 / 5 | Length of status: | 3y 4m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $795 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287063
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 27.20% | Borrower rate/APR: | 28.20% / 32.18% | Monthly payment: | $393.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2014 | Debt/Income ratio: | 26% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 6 | Current / open credit lines: | 9 / 9 | Length of status: | 22y 11m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Construction |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $5,926 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 12 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287042
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 21.50% | Borrower rate/APR: | 22.50% / 25.04% | Monthly payment: | $209.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Jan-2008 | Debt/Income ratio: | 25% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,975 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | No | Borrower's state: | Oregon |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287039
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 29.01% | Borrower rate/APR: | 30.01% / 34.04% | Monthly payment: | $84.91 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-1992 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 4y 11m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,051 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 55% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286997
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.41% | Borrower rate/APR: | 27.41% / 31.37% | Monthly payment: | $246.27 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-1995 | Debt/Income ratio: | 41% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 27 / 27 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 59 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $41,137 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 61% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286973
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $86.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-1992 | Debt/Income ratio: | 18% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 13y 10m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,034 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 11 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286934
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-01-2023 |
|
Investor yield: | 24.03% | Borrower rate/APR: | 25.03% / 27.63% | Monthly payment: | $146.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-1991 | Debt/Income ratio: | 9% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 14 / 14 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,684 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13286898
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 25.06% | Borrower rate/APR: | 26.06% / 28.69% | Monthly payment: | $104.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2006 | Debt/Income ratio: | 50% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 16y 8m |
Amount delinquent: | $0 | Total credit lines: | 41 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $37,926 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 101% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287657
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.81% | Borrower rate/APR: | 11.81% / 15.41% | Monthly payment: | $215.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2018 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 13 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,680 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287534
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.10% | Borrower rate/APR: | 12.10% / 14.38% | Monthly payment: | $334.43 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2009 | Debt/Income ratio: | 18% |
TU FICO range: | 820-850 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 24y 8m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,137 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287453
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.05% | Borrower rate/APR: | 14.05% / 16.38% | Monthly payment: | $128.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jan-2007 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 7y 7m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,607 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 14% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287354
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.15% | Borrower rate/APR: | 18.15% / 20.58% | Monthly payment: | $280.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2017 | Debt/Income ratio: | 7% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Doctor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,288 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287330
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 13.78% | Borrower rate/APR: | 14.78% / 17.62% | Monthly payment: | $263.33 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | May-2012 | Debt/Income ratio: | 28% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 3m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $382 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | | |
| | Has Mortgage: | Yes | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287858
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $22,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 19.46% | Borrower rate/APR: | 20.46% / 24.26% | Monthly payment: | $822.76 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2008 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 9y 3m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Computer Programmer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $31,817 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | Yes | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287783
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 26.60% | Borrower rate/APR: | 27.60% / 31.56% | Monthly payment: | $288.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Aug-2010 | Debt/Income ratio: | 7% |
TU FICO range: | 600-619 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 2 / 3 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,681 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287723
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 9.66% | Borrower rate/APR: | 10.66% / 14.24% | Monthly payment: | $439.80 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2006 | Debt/Income ratio: | 31% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,558 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287651
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 13.66% | Borrower rate/APR: | 14.66% / 18.32% | Monthly payment: | $224.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2006 | Debt/Income ratio: | 36% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 15y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,879 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287546
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 5.00% | Borrower rate/APR: | 6.00% / 6.99% | Monthly payment: | $354.56 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-1996 | Debt/Income ratio: | 19% |
TU FICO range: | 780-799 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 17y 9m |
Amount delinquent: | $0 | Total credit lines: | 38 | Occupation: | Police Officer/Correction Officer |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $28,693 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 16% | | |
| | Has Mortgage: | Yes | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287528
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $18,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 9.69% | Borrower rate/APR: | 10.69% / 14.27% | Monthly payment: | $586.66 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2017 | Debt/Income ratio: | 19% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,851 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Co-borrower Application1 Additional Information
Combined stated monthly income2: | $13,840 | Combined debt/income ratio3: | 17% |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287444
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $132.28 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2016 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 9m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,724 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | Has Mortgage: | No | Borrower's state: | South Dakota |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287510
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 8.63% | Borrower rate/APR: | 9.63% / 12.36% | Monthly payment: | $226.67 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2007 | Debt/Income ratio: | 9% |
TU FICO range: | 800-819 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 18y 4m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 26.46% | Borrower rate/APR: | 27.46% / 31.42% | Monthly payment: | $698.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-1999 | Debt/Income ratio: | 20% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 19y 11m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,947 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 9 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | District of Columbia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287792
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 16.90% | Borrower rate/APR: | 17.90% / 22.15% | Monthly payment: | $249.38 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jun-2008 | Debt/Income ratio: | 14% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 7 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 10 | Length of status: | 2y 10m |
Amount delinquent: | $0 | Total credit lines: | 36 | Occupation: | Military Enlisted |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,787 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287633
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 15.38% | Borrower rate/APR: | 16.38% / 20.08% | Monthly payment: | $247.41 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2015 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,094 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 32% | | |
| | Has Mortgage: | No | Borrower's state: | Kentucky |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287612
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 23.93% | Borrower rate/APR: | 24.93% / 28.83% | Monthly payment: | $317.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-1990 | Debt/Income ratio: | 8% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 29y 7m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,987 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 97% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287576
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.70% | Borrower rate/APR: | 27.70% / 31.67% | Monthly payment: | $82.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Feb-2008 | Debt/Income ratio: | 27% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,087 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 5 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287465
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 18.40% | Borrower rate/APR: | 19.40% / 23.17% | Monthly payment: | $737.17 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Nov-2020 | Debt/Income ratio: | 24% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 5y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,852 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287447
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 23.80% | Borrower rate/APR: | 24.80% / 27.88% | Monthly payment: | $280.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2018 | Debt/Income ratio: | 11% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,449 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287420
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 28.00% | Borrower rate/APR: | 29.00% / 33.00% | Monthly payment: | $293.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2011 | Debt/Income ratio: | 17% |
TU FICO range: | 600-619 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 7m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1,778 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287381
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 25.46% | Borrower rate/APR: | 26.46% / 30.40% | Monthly payment: | $526.97 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2013 | Debt/Income ratio: | 41% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 2y 0m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,435 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287333
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 26.16% | Borrower rate/APR: | 27.16% / 31.12% | Monthly payment: | $81.82 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2007 | Debt/Income ratio: | 21% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,831 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287483
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.86% | Borrower rate/APR: | 20.86% / 23.35% | Monthly payment: | $242.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Jan-2020 | Debt/Income ratio: | 21% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 4y 6m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Waiter/Waitress |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,277 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 5% | | |
| | Has Mortgage: | Yes | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-01-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.20% | Borrower rate/APR: | 20.20% / 23.99% | Monthly payment: | $372.66 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Oct-2015 | Debt/Income ratio: | 23% |
TU FICO range: | 720-739 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 2m |
Amount delinquent: | $0 | Total credit lines: | 21 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,264 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288521
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $15,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 15.76% | Borrower rate/APR: | 16.76% / 20.47% | Monthly payment: | $533.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2006 | Debt/Income ratio: | 42% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 9y 5m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,260 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 25% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288428
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 24.26% | Borrower rate/APR: | 25.26% / 29.17% | Monthly payment: | $79.79 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2011 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Food Service |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $1,614 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | | |
| | Has Mortgage: | No | Borrower's state: | Nebraska |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288377
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.73% | Borrower rate/APR: | 24.73% / 27.32% | Monthly payment: | $204.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2011 | Debt/Income ratio: | 31% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 7y 1m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,874 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288347
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 29.61% | Borrower rate/APR: | 30.61% / 34.65% | Monthly payment: | $85.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2000 | Debt/Income ratio: | 32% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 13y 5m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,596 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | Yes | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288335
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 18.36% | Borrower rate/APR: | 19.36% / 23.13% | Monthly payment: | $386.80 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Jan-2007 | Debt/Income ratio: | 32% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 42 / 42 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 85 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,475 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 20% | | |
| | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288191
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 24.06% | Borrower rate/APR: | 25.06% / 28.96% | Monthly payment: | $99.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2014 | Debt/Income ratio: | 33% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 4y 4m |
Amount delinquent: | $0 | Total credit lines: | 27 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,875 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | Yes | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288116
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 19.50% | Borrower rate/APR: | 20.50% / 24.30% | Monthly payment: | $336.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Oct-2016 | Debt/Income ratio: | 26% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,772 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 33% | | |
| | Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288086
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 21.20% | Borrower rate/APR: | 22.20% / 24.73% | Monthly payment: | $194.12 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | May-2005 | Debt/Income ratio: | 34% |
TU FICO range: | 740-759 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 2m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $27,376 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 94% | | |
| | Has Mortgage: | Yes | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288071
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 25.08% | Borrower rate/APR: | 26.08% / 28.71% | Monthly payment: | $59.98 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Nov-2012 | Debt/Income ratio: | 8% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 5y 5m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,816 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287921
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 28.70% | Borrower rate/APR: | 29.70% / 33.72% | Monthly payment: | $148.01 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Jul-2009 | Debt/Income ratio: | 7% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 30 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,044 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 80% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287891
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.71% | Borrower rate/APR: | 12.71% / 16.33% | Monthly payment: | $167.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2017 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Landscaping |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,918 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287975
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 19.34% | Monthly payment: | $104.95 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2015 | Debt/Income ratio: | 10% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,344 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288245
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 10.11% | Borrower rate/APR: | 11.11% / 14.70% | Monthly payment: | $393.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Nov-2003 | Debt/Income ratio: | 29% |
TU FICO range: | 780-799 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 21y 8m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,959 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287942
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 9.16% | Borrower rate/APR: | 10.16% / 14.28% | Monthly payment: | $231.09 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-1996 | Debt/Income ratio: | 14% |
TU FICO range: | 780-799 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 8m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $175 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287864
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $17,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 13.96% | Borrower rate/APR: | 14.96% / 18.63% | Monthly payment: | $606.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Apr-2011 | Debt/Income ratio: | 52% |
TU FICO range: | 740-759 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 9m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,768 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | Yes | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288251
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $14,500.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 21.40% | Borrower rate/APR: | 22.40% / 26.24% | Monthly payment: | $556.77 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Nov-2007 | Debt/Income ratio: | 33% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 21 | Length of status: | 6y 1m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,842 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 75% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288089
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 30.10% | Borrower rate/APR: | 31.10% / 35.15% | Monthly payment: | $258.34 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2012 | Debt/Income ratio: | 27% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,117 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 57% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288062
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.86% | Borrower rate/APR: | 19.86% / 23.64% | Monthly payment: | $222.55 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jan-2013 | Debt/Income ratio: | 11% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 6y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Homemaker |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,754 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 11% | | |
| | Has Mortgage: | Yes | Borrower's state: | Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288014
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 20.34% | Borrower rate/APR: | 21.34% / 25.16% | Monthly payment: | $359.57 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Jul-2007 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 0y 5m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Retail Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,791 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 60% | | |
| | Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287894
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 20.51% | Borrower rate/APR: | 21.51% / 25.33% | Monthly payment: | $189.69 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2014 | Debt/Income ratio: | 2% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Truck Driver |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,718 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 52% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288023
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.51% | Borrower rate/APR: | 20.51% / 24.31% | Monthly payment: | $374.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Aug-2013 | Debt/Income ratio: | 28% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 5y 1m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,278 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 78% | | |
| | Has Mortgage: | No | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287984
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 16.80% | Borrower rate/APR: | 17.80% / 21.53% | Monthly payment: | $486.70 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2005 | Debt/Income ratio: | 21% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Waiter/Waitress |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $8,309 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | Yes | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287969
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 21.96% | Borrower rate/APR: | 22.96% / 26.81% | Monthly payment: | $232.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Aug-2007 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 8y 9m |
Amount delinquent: | $0 | Total credit lines: | 35 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,634 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 10 | Bankcard utilization: | 83% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287909
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 19.91% | Borrower rate/APR: | 20.91% / 24.72% | Monthly payment: | $112.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jul-1999 | Debt/Income ratio: | 17% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 6y 8m |
Amount delinquent: | $0 | Total credit lines: | 45 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $20,111 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 96% | | |
| | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13287906
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-02-2023 | ListingEndDate: | May-02-2023 |
|
Investor yield: | 18.86% | Borrower rate/APR: | 19.86% / 23.64% | Monthly payment: | $296.74 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Nov-2002 | Debt/Income ratio: | 34% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 9 | Length of status: | 31y 4m |
Amount delinquent: | $0 | Total credit lines: | 25 | Occupation: | Civil Service |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $2,365 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 10% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289682
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.80% | Borrower rate/APR: | 13.80% / 17.44% | Monthly payment: | $357.85 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Oct-2012 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Scientist |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,342 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 69% | | |
| | Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288581
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 11.41% | Borrower rate/APR: | 12.41% / 16.02% | Monthly payment: | $100.23 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.26% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2006 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 18 | Occupation: | Tradesman - Electrician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $16,266 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289712
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 27.17% | Borrower rate/APR: | 28.17% / 32.15% | Monthly payment: | $373.10 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-1994 | Debt/Income ratio: | 7% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 11 | Length of status: | 12y 3m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Civil Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $7,364 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289004
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 18.10% | Borrower rate/APR: | 19.10% / 22.86% | Monthly payment: | $256.95 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2016 | Debt/Income ratio: | 50% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,399 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | | |
| | Has Mortgage: | No | Borrower's state: | Georgia |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288926
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 22.10% | Borrower rate/APR: | 23.10% / 26.96% | Monthly payment: | $155.05 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2010 | Debt/Income ratio: | 13% |
TU FICO range: | 620-639 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 9 / 10 | Length of status: | 10y 6m |
Amount delinquent: | $1,670 | Total credit lines: | 17 | Occupation: | Nurse's Aide |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,491 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288881
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 23.31% | Borrower rate/APR: | 24.31% / 28.20% | Monthly payment: | $118.19 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Mar-2013 | Debt/Income ratio: | 23% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 6y 4m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $643 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | No | Borrower's state: | Alabama |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288830
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 16.21% | Borrower rate/APR: | 17.21% / 20.93% | Monthly payment: | $482.72 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Nov-1997 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 16y 7m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Accountant/CPA |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,886 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 86% | | |
| | Has Mortgage: | No | Borrower's state: | New Mexico |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288797
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 12.70% | Borrower rate/APR: | 13.70% / 17.34% | Monthly payment: | $289.27 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2021 | Debt/Income ratio: | 10% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288761
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 11.85% | Borrower rate/APR: | 12.85% / 16.47% | Monthly payment: | $235.35 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2016 | Debt/Income ratio: | 31% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,220 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288719
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 21.90% | Borrower rate/APR: | 22.90% / 26.75% | Monthly payment: | $154.63 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2009 | Debt/Income ratio: | 34% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 20 / 20 | Length of status: | 14y 9m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,053 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | | |
| | Has Mortgage: | No | Borrower's state: | South Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288716
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 19.86% | Borrower rate/APR: | 20.86% / 23.35% | Monthly payment: | $80.92 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Sep-2015 | Debt/Income ratio: | 23% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 19 / 19 | Length of status: | 0y 10m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,456 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 67% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wyoming |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288713
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 15.11% | Borrower rate/APR: | 16.11% / 20.33% | Monthly payment: | $392.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2009 | Debt/Income ratio: | 14% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 17 / 17 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,338 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 28% | | |
| | Has Mortgage: | No | Borrower's state: | New Hampshire |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288707
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 23.50% | Borrower rate/APR: | 24.50% / 28.39% | Monthly payment: | $394.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Apr-2012 | Debt/Income ratio: | 18% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 4 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 21y 4m |
Amount delinquent: | $0 | Total credit lines: | 43 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,660 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 45% | | |
| | Has Mortgage: | No | Borrower's state: | Nevada |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288671
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 14.65% | Borrower rate/APR: | 15.65% / 19.34% | Monthly payment: | $244.89 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Apr-2008 | Debt/Income ratio: | 9% |
TU FICO range: | 680-699 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 11y 0m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Tradesman - Carpenter |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $6,494 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 43% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288668
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 8.00% | Borrower rate/APR: | 9.00% / 13.10% | Monthly payment: | $365.48 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.39% - 5.93% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2011 | Debt/Income ratio: | 25% |
TU FICO range: | 780-799 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Engineer - Mechanical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $15,100 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288605
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 18.46% | Monthly payment: | $241.96 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Apr-2014 | Debt/Income ratio: | 4% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $210 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 3% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288566
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 60 months | Initial Status: | F |
ListingStartDate: | May-04-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 19.18% | Borrower rate/APR: | 20.18% / 22.66% | Monthly payment: | $279.24 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2011 | Debt/Income ratio: | 14% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 1y 5m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,430 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 41% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289148
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $10,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 25.26% | Borrower rate/APR: | 26.26% / 30.19% | Monthly payment: | $424.51 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2000 | Debt/Income ratio: | 60% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 17y 7m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $12,871 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 6 | Bankcard utilization: | 36% | | |
| | Has Mortgage: | Yes | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289130
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 16.51% | Borrower rate/APR: | 17.51% / 21.24% | Monthly payment: | $233.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Aug-2005 | Debt/Income ratio: | 24% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 25 / 25 | Length of status: | 1y 3m |
Amount delinquent: | $0 | Total credit lines: | 62 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,193 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 8 | Bankcard utilization: | 17% | | |
| | Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289064
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $146.02 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Feb-2012 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 1y 4m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,716 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 18% | | |
| | Has Mortgage: | No | Borrower's state: | Rhode Island |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288929
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,500.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 30.50% | Borrower rate/APR: | 31.50% / 35.56% | Monthly payment: | $281.30 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | May-2001 | Debt/Income ratio: | 20% |
TU FICO range: | 640-659 (Apr-2023) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 2 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Other |
Public records last 24m/10y: | 1 / 1 | Revolving credit balance: | $5,276 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 7 | Bankcard utilization: | 22% | | |
| | Has Mortgage: | No | Borrower's state: | Michigan |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288872
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 19.41% | Borrower rate/APR: | 20.41% / 24.71% | Monthly payment: | $178.84 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Aug-2016 | Debt/Income ratio: | 18% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $0 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288857
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 27.90% | Borrower rate/APR: | 28.90% / 32.90% | Monthly payment: | $251.11 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Aug-2007 | Debt/Income ratio: | 19% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 9y 2m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Other |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $15,127 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 91% | | |
| | Has Mortgage: | No | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288833
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-03-2023 |
|
Investor yield: | 23.01% | Borrower rate/APR: | 24.01% / 27.89% | Monthly payment: | $117.71 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.16% - 11.56% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Apr-2013 | Debt/Income ratio: | 18% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $487 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | | |
| | Has Mortgage: | Yes | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13288524
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-03-2023 | ListingEndDate: | May-04-2023 |
|
Investor yield: | 27.41% | Borrower rate/APR: | 28.41% / 31.58% | Monthly payment: | $315.78 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2002 | Debt/Income ratio: | 41% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 16 / 16 | Length of status: | 20y 0m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Clerical |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $38,397 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 42% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290366
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.70% | Borrower rate/APR: | 18.70% / 22.45% | Monthly payment: | $328.54 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Oct-2019 | Debt/Income ratio: | 17% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 9m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,319 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290267
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 22.83% | Borrower rate/APR: | 23.83% / 27.70% | Monthly payment: | $313.13 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Mar-2015 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 7y 4m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,841 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 56% | | |
| | Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290246
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 20.31% | Borrower rate/APR: | 21.31% / 25.62% | Monthly payment: | $103.08 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Feb-2004 | Debt/Income ratio: | 3% |
TU FICO range: | 720-739 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 21 / 21 | Length of status: | 6y 11m |
Amount delinquent: | $0 | Total credit lines: | 44 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,813 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 35% | | |
| | Has Mortgage: | Yes | Borrower's state: | North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290183
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 20.36% | Borrower rate/APR: | 21.36% / 25.18% | Monthly payment: | $75.72 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Jan-2020 | Debt/Income ratio: | 4% |
TU FICO range: | 660-679 (May-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 6 | Occupation: | Professor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,013 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 87% | | |
| | Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290165
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 29.10% | Borrower rate/APR: | 30.10% / 34.13% | Monthly payment: | $170.03 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.79% - 15.69% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2010 | Debt/Income ratio: | 44% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 29 / 30 | Length of status: | 34y 3m |
Amount delinquent: | $0 | Total credit lines: | 50 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $49,173 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 82% | | |
| | Has Mortgage: | Yes | Borrower's state: | Maryland |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290150
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $13,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 12.48% | Borrower rate/APR: | 13.48% / 17.11% | Monthly payment: | $441.00 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Feb-2018 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 9 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,018 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 65% | | |
| | Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290075
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 26.66% | Borrower rate/APR: | 27.66% / 30.82% | Monthly payment: | $69.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2013 | Debt/Income ratio: | 23% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 2y 8m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,144 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 98% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13290054
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $7,500.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | Yes | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 14.10% | Borrower rate/APR: | 15.10% / 18.77% | Monthly payment: | $260.36 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Aug-2010 | Debt/Income ratio: | 9% |
TU FICO range: | 640-659 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | 0 / 1 | Revolving credit balance: | $3,702 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 81% | | |
| | Has Mortgage: | No | Borrower's state: | Washington |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289958
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 13.80% | Borrower rate/APR: | 14.80% / 18.47% | Monthly payment: | $207.40 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Oct-2005 | Debt/Income ratio: | 13% |
TU FICO range: | 680-699 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 1 | Current / open credit lines: | 6 / 6 | Length of status: | 10y 1m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,474 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 19% | | |
| | Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289850
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 48 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 26.96% | Borrower rate/APR: | 27.96% / 31.12% | Monthly payment: | $139.32 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.88% - 15.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Oct-2018 | Debt/Income ratio: | 22% |
TU FICO range: | 660-679 (Apr-2023) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,852 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 53% | | |
| | Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289802
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $8,500.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 36 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 17.28% | Borrower rate/APR: | 18.28% / 22.02% | Monthly payment: | $308.49 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2001 | Debt/Income ratio: | 14% |
TU FICO range: | 700-719 (May-2023) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 24y 2m |
Amount delinquent: | $0 | Total credit lines: | 24 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $57,816 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 93% | | |
| | Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13289727
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Partially Funded: | No | Term: | 24 months | Initial Status: | F |
ListingStartDate: | May-05-2023 | ListingEndDate: | May-05-2023 |
|
Investor yield: | 15.56% | Borrower rate/APR: | 16.56% / 20.79% | Monthly payment: | $98.46 |
|
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.67% | | |
| | | |
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of April 30, 2023. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return (“Historical Return”) calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range” of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, “active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Aug-2009 | Debt/Income ratio: | 8% |
TU FICO range: | 760-779 (May-2023) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 11y 11m |
Amount delinquent: | $0 | Total credit lines: | 29 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,342 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | | |
| | Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.