BANK OF THE JAMES FINANCIAL GROUP INC posted profit of 760 revenue of 371

Bank of the James Financial Group, Inc. (Financial or the Company) is a bank holding company with its headquarters in Lynchburg, Virginia. Financial was incorporated at the direction of Bank of the James (the Bank or Bank of the James) on October3, 2003 to serve as a bank holding company of the Bank. Financial acquired all of the shares of the Bank in a statutory share exchange on a one-for-one basis on January1, 2004.